We are proud to be a duly registered and recognized cooperative, as evidenced by our Certificate of Registration (Registration No: 9520-100700037638) issued by the Cooperative Development Authority on June 10, 2025. This signifies our commitment to empowering lives and building futures for our community through accessible and reliable financial services, all in accordance with Republic Act 9520. 

We are proud to operate with full transparency and adherence to regulations, as evidenced by our Certificate of Compliance, issued by the Cooperative Development Authority, CDA Region VII Extension Office | Cebu City. Our registration number is 9520-100700037638, and this certificate is valid until April 30, 2026, ensuring that we continue to meet all legal requirements. We are dedicated to empowering lives and building futures for our community through accessible and reliable financial services. 

Our Cebu City Business Permit, for us to begin operation. Verify before you invest, you can verify our business registration, thru this link https://rpts.cebucity.gov.ph/QuickInquiry.aspx (Just click and verify) 

Our Bureau of Internal Revenue (COR) Certificate of Registration, which also indicates our Tax Identification Number (TIN), helping you verify what we are allowed and not allowed to do under the laws of the Republic of the Philippines. 

Our Anti–Money Laundering Council (COR) Certificate of Registration. 

AMLC (Anti-Money Laundering Council) registration is required for covered institutions and designated non-financial businesses and professions (DNFBPs) to comply with the Anti-Money Laundering Act (AMLA). This registration allows them to submit covered and suspicious transaction reports (C/STRs) to the AMLC, which are crucial for detecting and preventing money laundering and terrorist financing. 

Our Department of Trade of Industry (DTI) from E-Commerce Bureau Certificate of Registration (COR).

The E-Commerce Philippine Trustmark (Trustmark) is a digital badge issued in compliance with Republic Act No. 11967 (RA11967), or the Internet Transactions Act of 2023. The Trustmark is issued or awarded to entities engaged in internet transactions or e-commerce that follow good e-commerce practices and comply with applicable laws and issuances.

It is not a license or permit to operate and does not exempt businesses from other legal requirements. Instead, it aims to build consumer trust and encourage responsible online selling.

The Trustmark is a government-issued digital badge for businesses that comply with RA11967. It is platform-neutral as it can be used across different online selling channels such as websites, social media, and even physical stores. The Trustmark emphasizes key principles such as:

• Legal compliance - adherence to applicable laws and regulations governing online business operations, including business registration, taxation, and data privacy, as required under the ITA and other related issuances;

• Consumer protection - implementation of safeguards to ensure fair treatment, safety, and the enforcement of consumer rights throughout online transactions;

• Transparency - clear, truthful and accessible disclosure of business identity, terms of sale, pricing, and relevant policies affecting consumer decisions; and

• Ethical digital business practices - fair, honest and responsible conduct in e-commerce, including accurate advertising, fulfillment of obligations, data protection, and responsiveness to consumer concerns.

In contrast, platform-issued badges are internal recognitions granted by e-commerce platforms based on performance indicators such as sales volume, customer ratings, and delivery efficiency. These apply only within the specific platform and are governed by its internal policies and criteria.

In summary, the Trustmark is issued by the DTI to entities engaged in internet transactions or e-commerce that adhere to applicable laws and issuances, while platform badges reflect performance within a particular marketplace.

Our Bureau of Internal Revenue (BIR) Certificate of Tax Exemption, which also indicates our Tax Identification Number (TIN), helping you verify what we are allowed and not allowed to do under the laws of the Republic of the Philippines. 

This legal standing ensures we can offer our members a unique benefit: tax-free returns on their savings, allowing their money to work for them.

Our operations are regulated and verified by the Bureau of Internal Revenue (BIR), as evidenced by our Certificate of Registration (COR) and Tax Identification Number (TIN). This certification confirms our legal authority to operate under the laws of the Republic of the Philippines. As a result, we are uniquely positioned to offer our members a significant advantage: tax-exempt returns on their investments, empowering them to build wealth efficiently.